If Santa Answered His Mail Honestly

Deer Santa,
I wud like a kool toy space ranjur fer Xmas. I'v ben a gud boy all yeer.
Yer Friend, Billy

Dear Billy,
Nice spelling. You're on your way to a career in the sewer plant. How about I send you a book so you can learn to read and spell? I'm giving your older brother the space ranger. At least HE can spell.
Santa

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Dear Santa,
I have been a good girl all year, and the only thing I ask for is peace and joy in the world for everybody!
Love, Sarah

Dear Sarah,
Your parents smoked pot when they had you, didn't they?
Santa

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Dear Santa,
I don't know if you can do this, but for Christmas, I'd like for my mommy and daddy to get back together. Please see what you can do.
Love, Teddy

Dear Teddy,
Look, your dad's banging the babysitter like a screen door in a hurricane. Do you think he's gonna give that up to come back to your frigid mom, who rides his butt constantly? It's time to give up that dream. Let me send you some Legos instead.
Santa

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Dear Santa,
I want a new bike, a Playstation 2, a train, some G.I. Joes, a dog, a drum kit, a pony and a tuba.
Love, Francis

Dear Francis,
Who names their kid "Francis" nowadays? I bet you're gay. I'll set you up with a Barbie.
Santa

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Dear Santa,
I left milk and cookies for you under the tree, and I left carrots for your reindeer outside the back door.
Love, Susan

Dear Susan,
Milk gives me the diareha and carrots make the deer fart in my face when riding in the sleigh. You want to do me a favor? Leave me a bottle of Scotch.
Santa

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Dear Santa,
What do you do the other 364 days of the year? Are you busy making toys?
Your friend, Thomas

Dear Thomas,
All the toys are made in China. I have a condo in Vegas where I spend most of my time sleeping. I unwind by drinking myself silly and losing money at the craps table.
Santa

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Dear Santa,
Do you see us when we're sleeping, do you really know when we're awake, like in the song?
Love, Jessica

Dear Jessica,
Are you really that gullible? Good luck in whatever you do. I'm skipping your house.
Santa

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Dear Santa,
I really want a puppy this year. Please, please, please, PLEASE,
PLEASE could I have one?
Love, Timmy

Dear Timmy,
That whiney begging crap may work with your folks, but that crap doesn't work with me. You're getting a sweater again.
Santa

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Dearest Santa,
We don't have a chimney in our house. How do you get into our home?
Love, Marky

Dear Mark,
First stop callling yourself "Marky," that's why you're getting your butt whipped at school. Second, you don't live in a house, you live in a low-rent apartment complex. Third, I get inside your pad just like the boogeyman does, through your bedroom window.
Sweet dreams, Santa

Test for Dementia

Below are four questions and a bonus question. You have to answer them instantly. You can't take your time, answer all of them immediately.

First Question:
You are participating in a race. You overtake the second person. What position are you in?

If you answered that you are first, then you are absolutely wrong. If you overtake the second person and you take his place, you are in second.

Now answer the second question, but take as much time as you took for the first question.

Second Question:

If you overtake the last person, then you are in what place?

Answer:

If you answered that you are second to last, then you are wrong again. Tell me, how can you overtake the last person? You can't be behind the last person, that would make you last, and you can't overtake yourself.

Third Question:

Here is some very tricky arithmetic! Note: This must be done in your head. Do NOT use paper and pencil or a calculator.


Take 100 and add 40 to it. Now add another 1000. Now add 30. Add another 1000. Now add 20. Now add another 1000. Now add 10. What is the total?

Did you get 5000?

The correct answer is actually 4100.

Mary's father has five daughters: 1. Nana, 2. Nene, 3. Nini, 4. Nono. What is the name of the fifth daughter?

Did you Answer Nunu? Well you would be wrong. Her name is Mary. Read the question again.

Okay, now the bonus question:

A mute person goes into a shop and wants to buy a toothbrush. By imitating the action of brushing his teeth he successfully expresses himself to the shopkeeper and the purchase is done.

Next, a blind man comes into the shop who wants to buy a pair of sunglasses; how does he indicate what he wants?

He opens his mouth and asks.

Excellent Advice Cowboys

Your fences need to be horse-high, pig-tight and bull-strong.

Keep skunks and bankers at a distance.

Life is simpler when you plow around the stump.

A bumble bee is considerably faster than a John Deere tractor.

Forgive your enemies; it messes up their heads.

Do not corner something that you know is meaner than you.

When you wallow with pigs, expect to get dirty.

If you find yourself in a hole, the first thing to do is stop digging.

Always drink upstream from the herd.

Men and Wrapping Paper

by Dave Barry

This is the time of year when we think back to the very first Christmas, when the Three Wise Men, Gaspar, Balthasar and Herb, went to see the baby Jesus, and, according to the Book of Matthew, "presented unto Him gifts; gold, frankincense, and myrrh."

These are simple words, but if we analyze them carefully, we discover an important, yet often-overlooked, theological fact: There is no mention of wrapping paper.

If there had been wrapping paper, Matthew would have said so: "And lo, the gifts WERE inside 600 square cubits of paper. And the paper WAS festooned with pictures of Frosty the Snowman. And Joseph WAS going to throweth it away, but Mary saideth unto him, "Holdeth it! That is nice paper! Saveth it for next year! And Joseph DID rolleth his eyeballs. And the baby Jesus WAS more interested in the paper than the frankincense."

But these words do not appear in the Bible, which means that the very first Christmas gifts were NOT wrapped. This is because the people giving those gifts had two important characteristics:

1. They were wise.
2. They were men.

Men are not big gift wrappers. Men do not understand the point of putting paper on a gift just so somebody else can tear it off. This is not just my opinion, this is a scientific fact based on a statistical survey of two guys I know. One is my son, Rob, who said the only time he ever
wraps a gift is quote: "if it's such a poor gift that I don't want to be there when the person opens it."

The other is my friend Gene Weingarten, who told me he does wrap gifts, but as a matter of principle never takes more than 15 seconds per gift. "No one ever had to wonder which presents daddy wrapped at Christmas," Gene said. "They were the ones that looked like enormous spitballs."

I also wrap gifts, but because of some defect in my motor skills, I can never COMPLETELY wrap them. I can take a gift the size of a deck of cards and put it the exact center of a piece of wrapping paper the size of a regulation volleyball court, but when I am done folding and
taping, you can still see a sector of the gift peeking out. (Sometimes I camouflage this sector with a marking pen.) If I had been an ancient Egyptian in the field of mummies, the lower half of the Pharaoh's body would be covered only by Scotch tape.

On the other hand, if you give my wife a 12-inch square of wrapping paper, she can wrap a C-130 cargo plane. My wife, like many women, actually LIKES wrapping things. If she gives you a gift that requires batteries, she wraps the batteries separately, which to me is very close to
being a symptom of mental illness. If it were possible, my wife would wrap each individual
volt.

My point is that gift-wrapping is one of those skills, like having babies, that come more naturally to women than to men. That is why today I am presenting: GIFT-WRAPPING TIPS FOR MEN.

1. Whenever possible, buy gifts that are already wrapped. If, when the recipient opens the gift, neither one of you recognizes it, you can claim that it's myrrh.

2. The editors of Woman's Day magazine recently ran an item on how to make your own wrapping paper by printing a design on it with an apple sliced in half horizontally and dipped in a mixture of food coloring and liquid starch. They must be smoking crack. Just use an old newspaper to wrap gifts. It's free, and it's already colorful.

3. If you're giving a hard-to-wrap gift, skip the wrapping paper! Just put it inside a bag and stick one of those little adhesive bows on it. This creates a festive visual effect that is sure to delight the lucky recipient on Christmas morning:

YOUR WIFE: Why is there a Hefty trash bag under the tree?
YOU: It's a gift! See? It has a bow!
YOUR WIFE (peering into the trash bag): It's a leaf blower.
YOU: Gas-powered! Five horsepower!
YOUR WIFE: I want a divorce.
YOU: I also got you some myrrh.

In conclusion, remember that the important thing is not what you give, or how you wrap it. The important thing, during this very special time of year, is that you save the receipt.

10 Worst Slogan Translations

10) Coors put its slogan, “Turn It Loose,” into Spanish, where it was read as “Suffer From Diarrhea.”

9) Pepsi’s “Come Alive With the Pepsi Generation” translated into “Pepsi Brings Your Ancestors Back From the Grave” in Chinese.

8) When Gerber started selling baby food in Africa, they used the same packaging as in the US, with the smiling baby on the label. Later they learned that in Africa, companies routinely put pictures on the labels of what’s inside, since many people can’t read.

7) Colgate introduced a toothpaste in France called Cue, the name of a notorious porno magazine.

6) Frank Perdue’s chicken slogan, “It takes a strong man to make a tender chicken,” was translated into Spanish as “it takes an aroused man to make a chicken affectionate.”

5) When American Airlines wanted to advertise its new leather first class seats in the Mexican market, it translated its “Fly In Leather” campaign literally, which meant “Fly Naked” (vuela en cuero) in Spanish.

4) An American T-shirt maker in Miami printed shirts for the Spanish market which promoted the Pope’s visit. Instead of “I saw the Pope” (el Papa), the shirts read “I Saw the Potato” (la papa).

3) The Dairy Association’s huge success with the campaign “Got Milk?” prompted them to expand advertising to Mexico. It was soon brought to their attention the Spanish translation read “Are You Lactating?”

2) General Motors had a very famous fiasco in trying to market the Nova car in Central and South America. “No va” in Spanish means, “It Doesn’t Go”.

1) The Coca-Cola name in China was first read as “Kekoukela”, meaning “Bite the Wax Tadpole” or “Female Horse Stuffed with Wax,” depending on the dialect. Coke then researched 40,000 characters to find a phonetic equivalent “kokoukole,” translating into “Happiness in the Mouth.”

13 Things Santa Won't Tell You

1. Never force your screaming kid onto my lap. Just bring him close and give me a few minutes. I’ve got plenty of tricks up my sleeve.

2. Some of us get bonuses for making our daily photo quota. So please forgive me if I try to move things along.

3. I make around $10,000 a season doing this, but cut me some slack. Between October and December, most of us work about forty 10-hour days and listen to 30,000 children.

4. Wondering why both of my white-gloved hands are always where you can see them? Ask my lawyer.

5. I’m sorry Grandma is in heaven or that Mom and Dad have split up. But even Santa can only do so much, so let’s just stick with what you’d like to unwrap on the big day.

6. Want to have more than just a few seconds with me? Skip the mall. Let’s meet at your kid’s preschool or a photo studio that invites Santa in for special portraits.

7. As a matter of fact, I did go to school for this. Topics of study: how to hold children, manage sticky conversations, and care for my hair and beard.

8. I don’t have total recall. Don’t come back after a few minutes and ask what your kid requested. Stand close enough to listen.

9. Those of us with real beards think we’re superior. But the best of the rest of us pay as much as $3,000 to wig makers to make us authentic-looking whiskers.

10. I see you vigorously nodding your head, but even so, I will never, ever promise anything to a child.

11. Boys tend to give it to you straight: “I want a Game Boy and a remote control car.” Little girls want to explain everything.

12. Is Santa real? “Well,” I reply, pinching myself and grimacing, “I feel real.”

13. I’ve been kicked in the shins, hit in the groin, scratched, bitten, and peed on. But there’s a reason I keep doing this year after year: This is the best work I’ve ever found.

10 Household Cleaning Supplies

1. Use white bread to: Dust an oil painting. Gently dab a slice of white bread over the surface to pick up dirt and grime.

2. Use ketchup to: Remove tarnish from copper and brass cookware. Squeeze ketchup onto a cloth and rub it on pots and pans. They should go back to their coppery color in minutes. Rinse with warm water and dry with a towel.

3. Use oatmeal to: Scrub very dirty hands. Make a thick paste of oatmeal and water; rinse well.

4. Use rice to: Clean the inside of a vase or a thin-necked bottle. Fill three quarters of the vessel with warm water and add a tablespoon of uncooked rice. Cup your hand over the opening, shake vigor-ously, and rinse.

5. Use tea to: Scour rusty garden tools. Brew a few pots of strong black tea. When cool, pour into a bucket. Soak the tools for a few hours. Wipe each one with a cloth. (Wear rubber gloves or your hands will be stained.)

6. Use glycerin to: Remove dried wax drippings from candlesticks. Peel off as much wax as possible, then moisten a cotton ball with glycerin and rub until clean.

7. Use club soda to: Shine up a scuffed stainless-steel sink. Buff with a cloth dampened with club soda, then wipe dry with another clean cloth.

8. Use hydrogen peroxide to: Disinfect a keyboard. Dip a cotton swab in hydrogen peroxide to get into those nooks and crannies.

9. Use cornstarch to: Clean grease spills on carpets. Pour cornstarch onto spots and let sit for 15 to 30 minutes before vacuuming.

10. Use alcohol to: Erase permanent-marker stains from finished wood floors or solid-surface countertops. Pour rubbing alcohol onto a cotton ball and apply.

Grandpa vs. Grandma

Have you ever wondered what the difference between Grandmothers and Grandfathers is?

Well here is the answer:

A friend, who worked away from home all week, always made a special effort with his family on the weekends. Every Sunday morning he would take his 7-year old granddaughter out for a drive in the car for some bonding time, just him and his granddaughter. One particular Sunday however, he had a bad cold and really didn't feel like being up at all. Luckily, his wife came to the rescue and said that she would take their granddaughter out.

When they returned, the little girl anxiously ran upstairs to see her Grandfather.

"Well, did you enjoy your ride with grandma?"

"Oh yes, Papa" the girl replied, "and do you know what? We didn't see a single a--hole, stupid basta--, or dumb sh-- anywhere we went today!"

Things Your Burglar Won't Tell You

1. Of course I look familiar. I was here just last week cleaning your carpets, painting your shutters, or delivering your new refrigerator.

2. Hey, thanks for letting me use the bathroom when I was working in your yard last week. While I was in there, I unlatched the back window to make my return a little easier.

3. Love those flowers. That tells me you have taste, and taste means there are nice things inside. Those yard toys your kids leave out always make me wonder what type of gaming system they have.

4. Yes, I really do look for newspapers piled up on the driveway. And, I might leave a pizza flyer in your front door to see how long it takes you to remove it.

5. If it snows while you're out of town, get a neighbor to create car and foot tracks into the house. Virgin snow drifts in the driveway are a dead give away.

6. If decorative glass is part of your front entrance, don't let your alarm company install the control pad where I can see if it's set. That makes it too easy.

7. A good security company alarms the window over the sink and the windows on the second floor which often access the master bedroom, and your jewelry. It's not a bad idea to put motion detectors up there, too.

8. It's raining, you're fumbling with your umbrella, and you forget to lock your door, understandable. But, understand this: I don't take a day off because of bad weather.

9. I always knock first. If you answer, I'll ask for directions somewhere or offer to clean your gutters.

10. Do you really think I won't look in your sock drawer? I always check dresser drawers, the bedside table, and the medicine cabinet.

11. Here's a helpful hint: I almost never go into kids' rooms.

12. You're right: I won't have enough time to break into that safe where you keep your valuables. But, if it's not bolted down, I'll take it with me.

13. A loud TV or radio can be a better deterrent than the best alarm system. If you're reluctant to leave your TV on while you're out of town, you can buy a $35 device that works on a timer and simulates the flickering glow of a real television. (Find it at http://faketv.com )

14. Sometimes, I carry a clipboard. Sometimes, I dress like a lawn guy and carry a rake. I do my best to never, ever look like a crook.

15. The two things I hate most: loud dogs and nosy neighbors.

16. I'll break a window to get in, even if it makes a little noise. If your neighbor hears one loud sound, he'll stop what he's doing and wait to hear it again. If he doesn't hear it again, he'll just go back to what he was doing. It's human nature.

17. I'm not complaining, but why would you pay all that money for a fancy alarm system and leave your house without setting it?

18. I love looking in your windows. I'm looking for signs that you're home, and for flat screen TVs or gaming systems I'd like. I'll drive or walk through your neighborhood at night, before you close the blinds, just to pick my targets.

19. Avoid announcing your vacation on your Facebook page. It's easier than you think to look up your address.

20. To you, leaving that window open just a crack during the day is a way to let in a little fresh air. To me, it's an invitation.

21. If you don't answer when I knock, I try the door. Occasionally, I hit the jackpot and walk right in.

Sources: Convicted burglars in North Carolina, Oregon, California, and Kentucky; security consultant Chris McGoey, who runs http://crimedoctor.com/ and Richard T. Wright, a criminology professor at the University of Missouri-St. Louis, who interviewed 105 burglars for his book "Burglars on the Job."

The Amazing Cucumber

*Please note that this e-mail has not been verified, so take it for what it is worth.

This information was in The New York Times several weeks ago as part of their "Spotlight on the Home" series that highlighted creative and fanciful ways to solve common problems.

1. Cucumbers contain most of the vitamins you need every day, just one cucumber contains Vitamin B1, Vitamin B2, Vitamin B3, Vitamin B5, Vitamin B6, Folic Acid, Vitamin C, Calcium, Iron, Magnesium, Phosphorus, Potassium and Zinc.

2. Feeling tired in the afternoon, put down the caffeinated soda and pick up a cucumber. Cucumbers are a good source of B Vitamins and Carbohydrates that can provide that quick pick-me-up that can last for hours.

3. Tired of your bathroom mirror fogging up after a shower? Try rubbing a cucumber slice along the mirror, it will eliminate the fog and provide a soothing, spa-like fragrance.

4. Are grubs and slugs ruining your planting beds? Place a few slices in a small pie tin and your garden will be free of pests all season long. The chemicals in the cucumber react with the aluminum to give off a scent undetectable to humans but drive garden pests crazy and make them flee the area.

5. Looking for a fast and easy way to remove cellulite before going out or to the pool? Try rubbing a slice or two of cucumbers along your problem area for a few minutes, the phytochemicals in the cucumber cause the collagen in your skin to tighten, firming up the outer layer and reducing the visibility of cellulite. Works great on wrinkles too!!!

6. Want to avoid a hangover or terrible headache? Eat a few cucumber slices before going to bed and wake up refreshed and headache free. Cucumbers contain enough sugar, B vitamins and electrolytes to replenish essential nutrients the body lost, keeping everything in equilibrium, avoiding both a hangover and headache!!

7. Looking to fight off that afternoon or evening snacking binge? Cucumbers have been used for centuries and often used by European trappers, traders and explores for quick meals to thwart off starvation.

8. Have an important meeting or job interview and you realize that you don't have enough time to polish your shoes? Rub a freshly cut cucumber over the shoe, its chemicals will provide a quick and durable shine that not only looks great but also repels water.

9. Out of WD 40 and need to fix a squeaky hinge? Take a cucumber slice and rub it along the problematic hinge, and voila, the squeak is gone!

10. Stressed out and don't have time for massage, facial or visit to the spa? Cut up an entire cucumber and place it in a boiling pot of water, the chemicals and nutrients from the cucumber with react with the boiling water and be released in the steam, creating a soothing, relaxing aroma that has been shown the reduce stress in new mothers and college students during final exams.

11. Just finish a business lunch and realize you don't have gum or mints? Take a slice of cucumber and press it to the roof of your mouth with your tongue for 30 seconds to eliminate bad breath, the phytochemicials will kill the bacteria in your mouth responsible for causing bad breath.

12. Looking for a "green" way to clean your faucets, sinks or stainless steel? Take a slice of cucumber and rub it on the surface you want to clean, not only will it remove years of tarnish and bring back the shine, but is won't leave streaks and won't harm you fingers or fingernails while you clean.

13. Using a pen and made a mistake? Take the outside of the cucumber and slowly use it to erase the pen writing, also works great on crayons and markers that the kids have used to decorate the walls!

UPS/Fed Ex Virus

The newest virus circulating is the UPS/Fed Ex Delivery Failure. You will receive an email from UPS/Fed Ex Service along with a packet number. It will say that they were unable to deliver a package sent to you on such-and-such a date. It then asks you to print out the invoice copy attached. Do not try to print the invoice, that is what launches the virus.

Snopes confirms that it is real.
http://www.snopes.com/computer/virus/ups.asp

The Husband Store

A store that sells husbands has just opened in New York City, where a woman may go to choose a husband. Among the instructions at the entrance is a description of how the store operates. You may visit the store only once.

There are six floors and the attributes of the men increase as the shopper ascends the flights. There is, however, a catch. You may choose any man from a particular floor, or you may choose to go up a floor, but you cannot go back down except to exit the building!

So, a woman goes to the Husband Store to find a husband. On the first floor, the sign on the door reads:

Floor 1 - These men have jobs and love the Lord.

The second floor sign reads:

Floor 2 - These men have jobs, love the Lord, and love kids.

The third floor sign reads:

Floor 3 - These men have jobs, love the Lord, love kids, and are extremely good looking.

"Wow," she thinks, but feels compelled to keep going.

She goes to the fourth floor and sign reads:

Floor 4 - These men have jobs, love the Lord, love kids, are drop-dead good looking and help with the housework.

"Oh, mercy me!" she exclaims, "I can hardly stand it!" Still, she goes to

The fifth floor and sign reads:

Floor 5 - These men have jobs, love the Lord, love kids, are drop-dead gorgeous, help with the housework, and have a strong romantic streak.

She is so tempted to stay, but she goes to the sixth floor and the sign reads:

Floor 6 - You are visitor 4,363,012 to this floor. There are no men on this floor.

This floor exists solely as proof that women are impossible to please.

Great Truths That Little Children Have Learned:

Great Truths That Little Children Have Learned:

No matter how hard you try, you can't baptize cats.

When your Mom is mad at your Dad, don't let her brush your hair.

If your sister hits you, don't hit her back. They always catch the second person.

Never ask your 3-year old brother to hold a tomato.

You can't trust dogs to watch your food.

Don't sneeze when someone is cutting your hair.

Never hold a Dust-Buster and a cat at the same time.

You can't hide a piece of broccoli in a glass of milk.

Don't wear polka-dot underwear, under white shorts.

Thanks for Nothing

I just want to thank all of you for your educational and warning e-mails over the past year. I am totally screwed up now and have little chance of recovery.

I no longer open a public bathroom door without using a paper towel or have them put lemon slices in my ice water without worrying about the bacteria on the lemon peel.

I can't use the remote in a hotel room because I don't know what the last person was doing while flipping through the adult movie channels.

I can't sit down on the hotel bedspread because I can only imagine what has happened on it since it was last washed.

I have trouble shaking hands with someone who has been driving because the number one pastime while driving alone is picking ones nose.

Eating a little snack sends me on a guilt trip because I can only imagine how many gallons of trans fats I have consumed over the years.

I can't touch any woman's purse for fear she has placed it on the floor of a public bathroom.

I must send a special thank you to whoever sent me the one about poop in the glue on envelopes because I now have to use a wet sponge with every envelope that needs sealing. Also, now I have to scrub the top of every can I open for the same reason.

I no longer eat KFC because their chickens are actually horrible mutant freaks with no eyes or feathers.

I no longer use cancer-causing deodorants even though I smell like a water buffalo on a hot day.

Also, I have learned that my prayers only get answered if I forward an e-mail to seven of my friends and make a wish within five minutes.

I no longer drink Coca Cola because it can remove toilet stains.

I no longer can buy gasoline without taking someone along to watch the car so a serial killer won't crawl in my back seat when I'm pumping gas.

I no longer drink Pepsi or Dr. Pepper since the people who make these products are atheists who refuse to put 'Under God' on their cans.

I no longer use Saran Wrap in the microwave because it causes cancer.

I can't boil a cup of water in the microwave anymore because it will blow up in my face, disfiguring me for life.

I no longer check the coin return on pay phones because I could be pricked with a needle infected with AIDS.

I no longer go to shopping malls because someone will drug me with a perfume sample and rob me.

I no longer receive packages from UPS or Fed Ex since they are actually Al Qaeda in disguise.

I no longer shop at Target since they are French and don't support our American troops or the Salvation Army.

I no longer answer the phone because someone will ask me to dial a number for which I will get a phone bill with calls to Jamaica, Uganda, Singapore and Uzbekistan.

I no longer buy expensive cookies from Neiman Marcus since I now have their recipe.

I can't use anyone's toilet but mine because a big brown African spider is lurking under the seat to cause me instant death when it bites my butt.

I can't ever pick up $5.00 dropped in the parking lot because it probably was placed there by a sex molester waiting underneath my car to grab my leg.

I can no longer drive my car because I can't buy gas from certain gas companies.

I can't do any gardening because I'm afraid I'll get bitten by the brown recluse and my hand will fall off.

I now keep my toothbrush in the living room, because water splashes over 6 ft. out of the commode.

If you don't send this e-mail to at least 144,000 people in the next 70 minutes, a large dove with diarrhea will land on your head at 5:00 p.m. tomorrow afternoon and the fleas from 12 camels will infest your back, causing you to grow a hairy hump. I know this will occur because it actually happened to a friend of my next door neighbors' ex-mother-in-law's second husband's cousin's beautician.

Protecting Against Fraud

Of course, this may all be fake information, so take it for what it is worth.

A corporate attorney sent the following out to the employees in his company.

1. The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.

2. Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED."

3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "memo" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check-processing channels will not have access to it.

4. Put your work phone # on your checks instead of your home phone. If you have a PO Box, use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks), you can add it if it is necessary.

5. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. Also carry a photocopy of your passport when traveling either here or abroad.

6. When you check out of a hotel that uses cards for keys, do not turn the keys in. Take them with you and destroy them. Those little cards have on them all of the information you gave the hotel, including address and credit card numbers and expiration dates.

Here is some critical information to limit the damage in case your cards are stolen:

1. We have been told we should cancel our credit cards immediately. The key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.

2. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation.

3. Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number.