A blond walks into a bank in New York City and asks for the loan officer. She says she’s going to Europe on business for two weeks and needs to borrow $5,000. The bank officer says the bank will need some kind of security for the loan, so the blond hands over the keys to a new Rolls Royce. The car is parked on the street in front of the bank; she has the title, and everything checks out. The bank agrees to accept the car as collateral for the loan. The bank’s president and its officers all enjoy a good laugh at the blond for using a $250,000 Rolls as collateral against a $5,000 loan. An employee of the bank then drives the Rolls into the bank’s underground garage and parks it there.
Two weeks later, the blond returns and repays the $5,000 and the interest, which comes to $15.41. The loan officer says, “Miss, we are very happy to have had your business, and this transaction has worked out very nicely; but we are a little puzzled. We checked you out and found that you are a multimillionaire. What puzzles us is - why would you bother to borrow $5,000?”
The blond replies,”Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return?”